Find The Best Deals For
Health Insurance
Compare Health Insurance from a huge range of suppliers and find the best deal for you.
Compare deals from






Let’s find the right deal for you
We compare deals from all the major providers across the UK to find you the best possible deal. Simply answer a few questions to help us understand exactly what you’re looking for.
Health Insurance deals
Approval rating | Average cost | Check Eligibility | ||
---|---|---|---|---|
![]() |
||||
![]() |
||||
|
||||
![]() |
||||
![]() |
||||
![]() |
Compare deals across the whole market
Featured in
The latest news
Health Insurance FAQs
Why would a health insurance company refuse to insure you?
There are many reasons why a health insurance company might refuse to insure someone. For example, an applicant may have a preexisting condition that makes them high risk for the insurance provider. Some companies might also decline to insure someone based on their current health status or their age, as these factors can increase the likelihood of costly healthcare treatments in the future. Other potential reasons could include a history of major accidents or frequent hospitalizations in the past.
How much can I claim for health expenses?
The amount you can claim for health-related expenses in the United Kingdom depends on a few factors. First, you must be enrolled in a qualifying health insurance plan. Second, your expenses must be considered “reasonable and necessary.” Finally, you must have receipts or other documentation to support your claims. For example, you might be able to claim the cost of prescription medication, medical treatments, or therapy sessions. If you have questions about whether a particular expense is eligible for reimbursement, you can contact your insurance provider or ask a tax professional.
How much is health insurance a month for a single person?
The cost of health insurance varies widely depending on a number of different factors, including your age, health status, and the level of coverage that you are looking for. In general, health insurance for a single person in the UK can range anywhere from about £250 to £1,000 per month or more, depending on various factors such as whether you need additional coverage for mental health care or prescription drugs. Of course, prices will also tend to vary depending on which insurer you choose to work with and the types of plans that they offer.
What are the 3 main features of private medical insurance?
Private medical insurance is a type of insurance that provides coverage for medical expenses. There are a variety of private medical insurance plans available, each with its own set of features and benefits. The three main features of private medical insurance are coverage, cost, and choice. Coverage refers to the types of services and treatments that are covered by the plan. Cost refers to the monthly premium, deductibles, and copayments associated with the plan. Choice refers to the ability to choose your own doctor or hospital.
Is health insurance mandatory in UK?
In the UK, health insurance is not technically mandatory for individuals. However, individuals and families with limited resources must often rely on government-sponsored health coverage or public healthcare systems in order to obtain the health services they need. Many people also choose to purchase private insurance in order to access more comprehensive and specialized care. Overall, while the question of whether or not health insurance should be mandatory is a complex one, it is clear that this issue affects a large proportion of the UK population. Whether we turn to public or private sources, one thing is certain – ensuring access to high-quality healthcare is vital for the well-being of all British citizens.
Is NHS surgery free?
Surgery is one of the many treatments offered by the National Health Service (NHS). In most cases, surgery is carried out free of charge. However, there are some exceptions. For example, patients who choose to have their surgery performed privately will be charged for the procedure. In addition, patients who require specialised equipment or drugs may also be required to pay for these items. Nonetheless, the vast majority of surgery performed by the NHS is free of charge. This includes both emergency and elective procedures. As such, patients can rest assured that they will not be faced with unexpected costs when they require surgery.
SpotDif’s Health Insurance tips
Do your research
If you’re getting quotes and an insurer offers you an alternative plan to the one you’ve been recommended (‘it’s just as good and half the price’), check this is really the case by asking the first insurer you saw for their opinion.
Read reviews
Other peoples interactions with companies can help you base and educated decision and understand if they will be reliable.
Compare market leaders
Take some time to figure out what company provides the best benefits for you. This can involve better coverage, or lower cost for example.
Get more than one quote
Get multiple quotes to get a better idea of what each company provides and how much that will cost, you can set your budget here and figure out the best for value.